Q: Do you provide loans directly?
A: No, HiFLO Lending LLC is a broker. We work with a network of trusted lending partners to connect you with the best financing options for your investment property.

Q: Can you help me if this is my first rental property?
A: Absolutely. Whether it’s your first investment property or your tenth, we guide you through DSCR (Debt Service Coverage Ratio) loans and bridge financing options, so you can confidently take the next step.

Q: Do you offer financing for primary residences or owner‑occupied homes?
A: We specialize in business-purpose loans only, which means financing for non‑owner‑occupied properties. We do not provide loans for primary residences.

Q: What is a DSCR loan?
A: A DSCR (Debt Service Coverage Ratio) loan is a type of investment loan that qualifies you based on the rental income potential of the property, rather than your personal income. This makes it ideal for real estate investors.

Q: Why choose HiFLO Lending?
A: We believe in serving with humility, integrity, and transparency. Our goal is not just to broker financing, but to provide you with the support and guidance needed to build long‑term real estate success.